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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,057 | $112,933+32.0% | $90,970+63.9% | $158,982-6.2% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 58.17% | 215.82%-157.7pp | 134.60%-76.4pp | 302.99%-244.8pp |
| Employer contribution / active EE | $12,436 | $2,893+329.8% | $2,122+486.1% | $4,763+161.1% |
| Participant deferral / active EE | $4,688 | $4,128+13.6% | $3,373+39.0% | $5,983-21.7% |
| Admin fee / account holder | $1,246 | $8,047-84.5% | $5,961-79.1% | $11,252-88.9% |