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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,057 | $112,915+32.0% | $90,965+63.9% | $158,950-6.2% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 58.17% | 215.75%-157.6pp | 134.57%-76.4pp | 302.91%-244.7pp |
| Employer contribution / active EE | $12,436 | $2,894+329.7% | $2,122+486.0% | $4,762+161.2% |
| Participant deferral / active EE | $4,688 | $4,128+13.5% | $3,373+39.0% | $5,983-21.6% |
| Admin fee / account holder | $1,246 | $8,044-84.5% | $5,960-79.1% | $11,248-88.9% |