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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,737 | $175,259+84.7% | $149,723+116.2% | $139,487+132.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.20% | 166.82%-150.6pp | 134.50%-118.3pp | 373.84%-357.6pp |
| Employer contribution / active EE | $10,301 | $5,478+88.0% | $4,821+113.7% | $4,755+116.7% |
| Participant deferral / active EE | $14,650 | $6,522+124.6% | $5,682+157.8% | $6,713+118.2% |
| Admin fee / account holder | $515 | $16,158-96.8% | $13,215-96.1% | $11,407-95.5% |