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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,788 | $176,120-83.1% | $159,487-81.3% | $167,553-82.2% |
| Participation rate | 38.1% | 85.0%-46.9pp | 82.8%-44.7pp | 82.1%-44.0pp |
| Annual return | 15.62% | 331.95%-316.3pp | 263.71%-248.1pp | 478.89%-463.3pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $3,946 | $7,752-49.1% | $7,354-46.3% | $6,343-37.8% |
| Admin fee / account holder | $1,787 | $12,561-85.8% | $10,804-83.5% | $12,316-85.5% |