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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,563 | $85,766-34.0% | $136,298-58.5% | $70,126-19.3% |
| Participation rate | 45.2% | 74.2%-29.0pp | 81.9%-36.8pp | 69.5%-24.4pp |
| Annual return | 16.83% | 31.46%-14.6pp | 5156.27%-5139.4pp | 73.15%-56.3pp |
| Employer contribution / active EE | $1,197 | $2,966-59.7% | $4,696-74.5% | $2,343-48.9% |
| Participant deferral / active EE | $5,321 | $5,051+5.3% | $6,247-14.8% | $3,332+59.7% |
| Admin fee / account holder | $460 | $5,421-91.5% | $9,244-95.0% | $4,645-90.1% |