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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,561 | $110,212-10.6% | $96,534+2.1% | $139,466-29.3% |
| Participation rate | 75.0% | 78.1%-3.1pp | 76.0%-1.0pp | 80.3%-5.3pp |
| Annual return | 16.28% | 26.42%-10.1pp | 25.88%-9.6pp | 373.66%-357.4pp |
| Employer contribution / active EE | $2,813 | $3,620-22.3% | $2,965-5.2% | $4,754-40.8% |
| Participant deferral / active EE | $5,450 | $5,547-1.8% | $4,851+12.4% | $6,712-18.8% |
| Admin fee / account holder | $8,578 | $11,599-26.0% | $8,253+3.9% | $11,409-24.8% |