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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,844 | $175,231+44.9% | $149,696+69.6% | $139,466+82.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.28% | 166.77%-149.5pp | 134.46%-117.2pp | 373.66%-356.4pp |
| Employer contribution / active EE | $8,792 | $5,478+60.5% | $4,821+82.4% | $4,754+84.9% |
| Participant deferral / active EE | $12,611 | $6,521+93.4% | $5,682+122.0% | $6,712+87.9% |
| Admin fee / account holder | $1,905 | $16,155-88.2% | $13,212-85.6% | $11,409-83.3% |