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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,263 | $60,128-66.3% | $90,440-77.6% | $79,852-74.6% |
| Participation rate | 18.1% | 65.0%-46.9pp | 72.7%-54.6pp | 69.6%-51.6pp |
| Annual return | 17.05% | 71.95%-54.9pp | 1294.38%-1277.3pp | 31.72%-14.7pp |
| Employer contribution / active EE | $519 | $2,068-74.9% | $3,263-84.1% | $2,471-79.0% |
| Participant deferral / active EE | $1,150 | $2,939-60.9% | $3,964-71.0% | $3,740-69.2% |
| Admin fee / account holder | $148 | $3,977-96.3% | $5,615-97.4% | $5,306-97.2% |