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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,424 | $91,037-85.3% | $71,671-81.3% | $147,586-90.9% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 8.76% | 20.48%-11.7pp | 20.65%-11.9pp | 578.59%-569.8pp |
| Employer contribution / active EE | $1,577 | $3,327-52.6% | $2,460-35.9% | $4,876-67.7% |
| Participant deferral / active EE | $2,719 | $4,498-39.6% | $3,438-20.9% | $5,439-50.0% |
| Admin fee / account holder | $499 | $8,613-94.2% | $5,558-91.0% | $10,886-95.4% |