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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,710 | $96,361+36.7% | $80,607+63.4% | $139,456-5.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 14.33% | 1350.95%-1336.6pp | 936.11%-921.8pp | 373.45%-359.1pp |
| Employer contribution / active EE | $3,518 | $3,262+7.8% | $2,724+29.1% | $4,753-26.0% |
| Participant deferral / active EE | $17,236 | $5,232+229.5% | $4,448+287.5% | $6,711+156.8% |
| Admin fee / account holder | $5,043 | $6,601-23.6% | $5,379-6.3% | $11,407-55.8% |