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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,589 | $106,280+34.2% | $96,538+47.7% | $139,487+2.2% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.3%+5.7pp | 80.3%-0.3pp |
| Annual return | 10.86% | 38.48%-27.6pp | 35.74%-24.9pp | 373.84%-363.0pp |
| Employer contribution / active EE | $3,009 | $4,107-26.7% | $3,740-19.6% | $4,755-36.7% |
| Participant deferral / active EE | $4,092 | $5,457-25.0% | $4,880-16.2% | $6,713-39.0% |
| Admin fee / account holder | $18,700 | $7,888+137.1% | $6,737+177.6% | $11,407+63.9% |