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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,732 | $176,402+96.6% | $134,162+158.4% | $158,982+118.1% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 17.47% | 63.66%-46.2pp | 36.35%-18.9pp | 302.99%-285.5pp |
| Employer contribution / active EE | $21,677 | $5,042+329.9% | $3,705+485.1% | $4,763+355.1% |
| Participant deferral / active EE | $19,518 | $4,093+376.9% | $3,500+457.7% | $5,983+226.2% |
| Admin fee / account holder | $4,299 | $8,719-50.7% | $6,685-35.7% | $11,252-61.8% |