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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,498 | $117,829-58.8% | $102,423-52.6% | $145,877-66.8% |
| Participation rate | 58.3% | 78.6%-20.3pp | 76.5%-18.2pp | 80.3%-22.0pp |
| Annual return | 13.41% | 31.83%-18.4pp | 29.42%-16.0pp | 551.28%-537.9pp |
| Employer contribution / active EE | $1,127 | $3,615-68.8% | $3,023-62.7% | $4,663-75.8% |
| Participant deferral / active EE | $6,532 | $5,732+13.9% | $5,054+29.2% | $6,691-2.4% |
| Admin fee / account holder | $40,753 | $13,335+205.6% | $9,455+331.0% | $13,402+204.1% |