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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,498 | $117,859-58.9% | $102,438-52.7% | $145,959-66.8% |
| Participation rate | 58.3% | 78.6%-20.3pp | 76.5%-18.2pp | 80.3%-22.0pp |
| Annual return | 13.41% | 31.72%-18.3pp | 29.37%-16.0pp | 561.95%-548.5pp |
| Employer contribution / active EE | $1,127 | $3,615-68.8% | $3,024-62.7% | $4,661-75.8% |
| Participant deferral / active EE | $6,532 | $5,732+14.0% | $5,054+29.3% | $6,689-2.3% |
| Admin fee / account holder | $40,753 | $13,318+206.0% | $9,448+331.4% | $13,398+204.2% |