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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,479 | $106,247-74.1% | $96,515-71.5% | $139,466-80.3% |
| Participation rate | 54.2% | 77.8%-23.7pp | 74.3%-20.2pp | 80.3%-26.2pp |
| Annual return | 23.42% | 38.47%-15.1pp | 35.73%-12.3pp | 373.66%-350.2pp |
| Employer contribution / active EE | $1,525 | $4,106-62.9% | $3,740-59.2% | $4,754-67.9% |
| Participant deferral / active EE | $3,202 | $5,456-41.3% | $4,880-34.4% | $6,712-52.3% |
| Admin fee / account holder | $158 | $7,885-98.0% | $6,735-97.6% | $11,409-98.6% |