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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,754 | $202,342-21.0% | $172,752-7.5% | $152,897+4.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.70% | 1029.83%-1006.1pp | 802.97%-779.3pp | 345.43%-321.7pp |
| Employer contribution / active EE | $2,993 | $5,858-48.9% | $5,144-41.8% | $4,764-37.2% |
| Participant deferral / active EE | $8,495 | $5,948+42.8% | $5,198+63.4% | $5,851+45.2% |
| Admin fee / account holder | $1,036 | $17,111-93.9% | $13,955-92.6% | $11,599-91.1% |