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| Provider | Service type | Compensation |
|---|---|---|
ARMANINO LLP3 years Service code 10 · EIN 94-6214841 | Accounting | $6,350 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$11,833 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,468 | $72,303+81.8% | $86,698+51.6% | $64,824+102.8% |
| Participation rate | 93.6% | 80.4%+13.2pp | 76.6%+17.0pp | 71.5%+22.1pp |
| Annual return | -18.31% | 392.77%-411.1pp | 35.96%-54.3pp | 32.84%-51.2pp |
| Employer contribution / active EE | $8,828 | $2,393+268.9% | $2,837+211.2% | $2,507+252.1% |
| Participant deferral / active EE | $19,758 | $4,660+324.0% | $4,656+324.3% | $4,311+358.3% |
| Admin fee / account holder | -$9 | $174-105.3% | $7,492-100.1% | $188-104.9% |