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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,449 | $180,462-60.4% | $154,111-53.6% | $135,379-47.2% |
| Participation rate | 50.0% | 87.4%-37.4pp | 83.0%-33.0pp | 82.6%-32.6pp |
| Annual return | -9.28% | 888.17%-897.5pp | 735.18%-744.5pp | 519.79%-529.1pp |
| Employer contribution / active EE | $1,763 | $6,036-70.8% | $5,298-66.7% | $4,779-63.1% |
| Participant deferral / active EE | $5,834 | $5,806+0.5% | $5,081+14.8% | $5,609+4.0% |
| Admin fee / account holder | $0 | $16,145-100.0% | $13,411-100.0% | $10,828-100.0% |