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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,339 | $172,111-34.1% | $150,298-24.6% | $137,256-17.4% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 15.12% | 69.37%-54.3pp | 62.79%-47.7pp | 220.34%-205.2pp |
| Employer contribution / active EE | $3,370 | $4,636-27.3% | $4,154-18.9% | $4,156-18.9% |
| Participant deferral / active EE | $8,111 | $6,166+31.5% | $5,453+48.8% | $6,407+26.6% |
| Admin fee / account holder | $4,541 | $16,471-72.4% | $14,116-67.8% | $12,270-63.0% |