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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,216 | $183,539-34.0% | $155,556-22.1% | $145,897-16.9% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 15.08% | 61.31%-46.2pp | 64.84%-49.8pp | 552.29%-537.2pp |
| Employer contribution / active EE | $3,159 | $5,315-40.6% | $4,675-32.4% | $4,663-32.2% |
| Participant deferral / active EE | $6,490 | $6,467+0.4% | $5,631+15.3% | $6,689-3.0% |
| Admin fee / account holder | $957 | $19,275-95.0% | $15,885-94.0% | $13,390-92.9% |