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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,800 | $175,231-63.6% | $149,696-57.4% | $139,466-54.3% |
| Participation rate | 77.8% | 83.4%-5.6pp | 78.8%-1.0pp | 80.3%-2.6pp |
| Annual return | 15.07% | 166.77%-151.7pp | 134.46%-119.4pp | 373.66%-358.6pp |
| Employer contribution / active EE | $2,162 | $5,478-60.5% | $4,821-55.2% | $4,754-54.5% |
| Participant deferral / active EE | $6,162 | $6,521-5.5% | $5,682+8.4% | $6,712-8.2% |
| Admin fee / account holder | $2,784 | $16,155-82.8% | $13,212-78.9% | $11,409-75.6% |