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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,610 | $96,691-91.1% | $86,656-90.1% | $139,487-93.8% |
| Participation rate | 78.6% | 74.4%+4.2pp | 71.7%+6.9pp | 80.3%-1.8pp |
| Annual return | 16.77% | 106.87%-90.1pp | 593.09%-576.3pp | 373.84%-357.1pp |
| Employer contribution / active EE | $886 | $3,267-72.9% | $3,025-70.7% | $4,755-81.4% |
| Participant deferral / active EE | $1,065 | $4,838-78.0% | $4,439-76.0% | $6,713-84.1% |
| Admin fee / account holder | $347 | $6,414-94.6% | $5,619-93.8% | $11,407-97.0% |