Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,324 | $57,073-18.8% | $85,126-45.6% | $80,925-42.8% |
| Participation rate | 12.2% | 56.4%-44.2pp | 67.5%-55.3pp | 67.7%-55.4pp |
| Annual return | 15.60% | 21.69%-6.1pp | 66.63%-51.0pp | 35.65%-20.1pp |
| Employer contribution / active EE | $326 | $1,801-81.9% | $2,731-88.1% | $2,756-88.2% |
| Participant deferral / active EE | $679 | $3,113-78.2% | $4,523-85.0% | $4,299-84.2% |
| Admin fee / account holder | $15,052 | $4,988+201.8% | $6,160+144.3% | $6,940+116.9% |