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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,510 | $160,028-87.8% | $147,080-86.7% | $145,884-86.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 15.41% | 98.60%-83.2pp | 420.17%-404.8pp | 551.85%-536.4pp |
| Employer contribution / active EE | $3,965 | $5,286-25.0% | $4,933-19.6% | $4,662-15.0% |
| Participant deferral / active EE | $5,183 | $8,422-38.5% | $8,066-35.7% | $6,690-22.5% |
| Admin fee / account holder | $2,953 | $15,030-80.4% | $12,989-77.3% | $13,392-77.9% |