Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,135 | $82,678-80.5% | $125,391-87.1% | $68,490-76.4% |
| Participation rate | 55.7% | 75.1%-19.3pp | 82.4%-26.6pp | 67.9%-12.2pp |
| Annual return | -17.24% | -5.97%-11.3pp | 572.41%-589.6pp | -7.85%-9.4pp |
| Employer contribution / active EE | $642 | $3,382-81.0% | $4,816-86.7% | $2,597-75.3% |
| Participant deferral / active EE | $2,634 | $6,111-56.9% | $7,448-64.6% | $4,028-34.6% |
| Admin fee / account holder | $1,001 | $6,277-84.1% | $10,009-90.0% | $5,403-81.5% |