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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,324 | $125,797+229.4% | $170,057+143.6% | $75,177+451.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 18.24% | 27.20%-9.0pp | 53.42%-35.2pp | 160.75%-142.5pp |
| Employer contribution / active EE | $12,594 | $4,616+172.8% | $6,790+85.5% | $2,671+371.5% |
| Participant deferral / active EE | $15,469 | $6,838+126.2% | $10,411+48.6% | $4,126+274.9% |
| Admin fee / account holder | $7,293 | $8,177-10.8% | $12,826-43.1% | $5,651+29.1% |