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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,498 | $82,678-61.9% | $125,391-74.9% | $68,490-54.0% |
| Participation rate | 93.5% | 75.1%+18.4pp | 82.4%+11.1pp | 67.9%+25.6pp |
| Annual return | -22.15% | -5.97%-16.2pp | 572.41%-594.6pp | -7.85%-14.3pp |
| Employer contribution / active EE | $5,051 | $3,382+49.4% | $4,816+4.9% | $2,597+94.5% |
| Participant deferral / active EE | $10,112 | $6,111+65.5% | $7,448+35.8% | $4,028+151.1% |
| Admin fee / account holder | $4,328 | $6,277-31.0% | $10,009-56.8% | $5,403-19.9% |