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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,378 | $133,998-69.1% | $112,263-63.1% | $134,545-69.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -22.48% | 47.17%-69.7pp | 27.49%-50.0pp | 418.37%-440.8pp |
| Employer contribution / active EE | $3,130 | $4,040-22.5% | $3,636-13.9% | $4,742-34.0% |
| Participant deferral / active EE | $7,172 | $5,292+35.5% | $4,729+51.7% | $6,401+12.0% |
| Admin fee / account holder | $2,632 | $7,493-64.9% | $6,410-58.9% | $11,431-77.0% |