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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,582 | $99,079+3.5% | $78,002+31.5% | $273,972-62.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 6.27% | 217.93%-211.7pp | 425.99%-419.7pp | 41.46%-35.2pp |
| Employer contribution / active EE | $10,457 | $3,308+216.1% | $2,470+323.3% | $4,869+114.8% |
| Participant deferral / active EE | $7,579 | $4,306+76.0% | $3,497+116.7% | $5,287+43.3% |
| Admin fee / account holder | $2,894 | $8,954-67.7% | $5,481-47.2% | $10,133-71.4% |