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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,204 | $91,198-12.1% | $178,503-55.1% | $79,856+0.4% |
| Participation rate | 64.1% | 69.2%-5.1pp | 81.9%-17.8pp | 69.6%-5.5pp |
| Annual return | 21.11% | 24.20%-3.1pp | 151.12%-130.0pp | 31.71%-10.6pp |
| Employer contribution / active EE | $1,681 | $3,257-48.4% | $5,011-66.5% | $2,471-32.0% |
| Participant deferral / active EE | $5,388 | $3,237+66.5% | $5,202+3.6% | $3,741+44.0% |
| Admin fee / account holder | $327 | $6,748-95.2% | $13,987-97.7% | $5,306-93.8% |