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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,423 | $157,304+14.1% | $141,197+27.1% | $152,909+17.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 12.87% | 64.34%-51.5pp | 71.41%-58.5pp | 345.46%-332.6pp |
| Employer contribution / active EE | $23,479 | $5,263+346.2% | $4,736+395.7% | $4,764+392.9% |
| Participant deferral / active EE | $10,058 | $7,111+41.5% | $6,710+49.9% | $5,851+71.9% |
| Admin fee / account holder | $125,298 | $12,126+933.3% | $10,265+1120.7% | $11,601+980.1% |