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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,576 | $175,231+134.9% | $149,696+174.9% | $139,466+195.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 22.44% | 166.77%-144.3pp | 134.46%-112.0pp | 373.66%-351.2pp |
| Employer contribution / active EE | $19,767 | $5,478+260.8% | $4,821+310.0% | $4,754+315.8% |
| Participant deferral / active EE | $12,011 | $6,521+84.2% | $5,682+111.4% | $6,712+79.0% |
| Admin fee / account holder | $13,387 | $16,155-17.1% | $13,212+1.3% | $11,409+17.3% |