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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $780,443 | $175,259+345.3% | $149,723+421.3% | $139,487+459.5% |
| Participation rate | 94.4% | 83.4%+11.1pp | 78.8%+15.7pp | 80.3%+14.1pp |
| Annual return | -2.36% | 166.82%-169.2pp | 134.50%-136.9pp | 373.84%-376.2pp |
| Employer contribution / active EE | $56,597 | $5,478+933.1% | $4,821+1073.9% | $4,755+1090.3% |
| Participant deferral / active EE | $9,762 | $6,522+49.7% | $5,682+71.8% | $6,713+45.4% |
| Admin fee / account holder | $417,050 | $16,158+2481.0% | $13,215+3055.9% | $11,407+3556.0% |