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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,772 | $70,486+214.6% | $100,528+120.6% | $79,852+177.7% |
| Participation rate | 93.0% | 73.6%+19.4pp | 79.4%+13.6pp | 69.6%+23.4pp |
| Annual return | 13.77% | 21.90%-8.1pp | 30.90%-17.1pp | 31.72%-17.9pp |
| Employer contribution / active EE | $2,568 | $2,165+18.7% | $3,419-24.9% | $2,471+3.9% |
| Participant deferral / active EE | $9,070 | $5,182+75.0% | $6,271+44.6% | $3,740+142.5% |
| Admin fee / account holder | $6,346 | $4,480+41.7% | $8,084-21.5% | $5,306+19.6% |