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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,355 | $106,749+217.0% | $145,433+132.7% | $82,448+310.4% |
| Participation rate | 90.9% | 75.6%+15.3pp | 82.1%+8.8pp | 68.1%+22.8pp |
| Annual return | 14.65% | 27.59%-12.9pp | 66.58%-51.9pp | 41.64%-27.0pp |
| Employer contribution / active EE | $3,222 | $3,444-6.5% | $4,554-29.3% | $2,551+26.3% |
| Participant deferral / active EE | $11,778 | $6,519+80.7% | $7,897+49.1% | $4,139+184.5% |
| Admin fee / account holder | $16,205 | $8,390+93.2% | $13,129+23.4% | $7,234+124.0% |