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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,790 | $77,472+274.1% | $100,415+188.6% | $80,959+257.9% |
| Participation rate | 92.0% | 76.9%+15.1pp | 81.5%+10.5pp | 67.7%+24.3pp |
| Annual return | 12.57% | 37.26%-24.7pp | 49.47%-36.9pp | 35.67%-23.1pp |
| Employer contribution / active EE | $2,890 | $2,800+3.2% | $3,943-26.7% | $2,757+4.8% |
| Participant deferral / active EE | $10,405 | $6,818+52.6% | $8,091+28.6% | $4,300+142.0% |
| Admin fee / account holder | $19,364 | $5,885+229.1% | $7,906+144.9% | $6,925+179.6% |