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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,783 | $124,351+74.3% | $109,188+98.5% | $167,553+29.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 12.79% | 26.04%-13.3pp | 25.76%-13.0pp | 478.89%-466.1pp |
| Employer contribution / active EE | $8,121 | $4,210+92.9% | $3,723+118.1% | $4,840+67.8% |
| Participant deferral / active EE | $9,986 | $5,257+90.0% | $4,654+114.6% | $6,343+57.4% |
| Admin fee / account holder | $3,211 | $7,975-59.7% | $6,755-52.5% | $12,316-73.9% |