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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,400 | $55,684-47.2% | $75,900-61.3% | $72,976-59.7% |
| Participation rate | 25.0% | 61.1%-36.1pp | 69.3%-44.3pp | 69.5%-44.5pp |
| Annual return | 25.11% | 27.60%-2.5pp | 30.73%-5.6pp | 81.02%-55.9pp |
| Employer contribution / active EE | $423 | $1,687-74.9% | $2,501-83.1% | $2,440-82.7% |
| Participant deferral / active EE | $1,747 | $2,634-33.7% | $3,604-51.5% | $3,608-51.6% |
| Admin fee / account holder | $106 | $3,981-97.3% | $5,421-98.1% | $5,124-97.9% |