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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,024 | $96,956+8.3% | $69,779+50.5% | $273,972-61.7% |
| Participation rate | 33.3% | 77.1%-43.7pp | 71.8%-38.5pp | 83.0%-49.7pp |
| Annual return | 5.22% | 12.93%-7.7pp | 12.99%-7.8pp | 41.46%-36.2pp |
| Employer contribution / active EE | $994 | $3,316-70.0% | $2,338-57.5% | $4,869-79.6% |
| Participant deferral / active EE | $1,168 | $3,744-68.8% | $2,931-60.1% | $5,287-77.9% |
| Admin fee / account holder | $371 | $7,934-95.3% | $4,381-91.5% | $10,133-96.3% |