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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,350 | $157,304+44.5% | $141,197+61.0% | $152,909+48.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.81% | 64.34%-40.5pp | 71.41%-47.6pp | 345.46%-321.7pp |
| Employer contribution / active EE | $11,673 | $5,263+121.8% | $4,736+146.5% | $4,764+145.0% |
| Participant deferral / active EE | $2,796 | $7,111-60.7% | $6,710-58.3% | $5,851-52.2% |
| Admin fee / account holder | $11,572 | $12,126-4.6% | $10,265+12.7% | $11,601-0.2% |