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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,115 | $167,353-53.3% | $143,797-45.7% | $134,545-41.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -28.61% | 0.48%-29.1pp | -0.04%-28.6pp | 418.37%-447.0pp |
| Employer contribution / active EE | $7,377 | $5,620+31.3% | $4,952+49.0% | $4,742+55.6% |
| Participant deferral / active EE | $8,973 | $6,447+39.2% | $5,638+59.1% | $6,401+40.2% |
| Admin fee / account holder | $953 | $18,096-94.7% | $14,679-93.5% | $11,431-91.7% |