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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,822 | $106,008+90.4% | $92,240+118.8% | $147,586+36.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 15.99% | 50.05%-34.1pp | 176.29%-160.3pp | 578.59%-562.6pp |
| Employer contribution / active EE | $24,085 | $4,333+455.8% | $3,680+554.5% | $4,876+393.9% |
| Participant deferral / active EE | $24,000 | $4,478+435.9% | $3,897+515.9% | $5,439+341.3% |
| Admin fee / account holder | $832 | $6,333-86.9% | $5,194-84.0% | $10,886-92.4% |