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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,477 | $105,210+145.7% | $159,487+62.1% | $85,851+201.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 17.65% | 45.08%-27.4pp | 263.71%-246.1pp | 318.63%-301.0pp |
| Employer contribution / active EE | $5,402 | $3,319+62.8% | $4,831+11.8% | $2,565+110.6% |
| Participant deferral / active EE | $9,219 | $5,946+55.0% | $7,354+25.4% | $3,952+133.3% |
| Admin fee / account holder | $8,743 | $6,934+26.1% | $10,804-19.1% | $6,261+39.7% |