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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,211 | $157,304+179.8% | $141,197+211.8% | $152,909+187.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 13.04% | 64.34%-51.3pp | 71.41%-58.4pp | 345.46%-332.4pp |
| Employer contribution / active EE | $16,000 | $5,263+204.0% | $4,736+237.8% | $4,764+235.9% |
| Participant deferral / active EE | $25,060 | $7,111+252.4% | $6,710+273.5% | $5,851+328.3% |
| Admin fee / account holder | $0 | $12,126-100.0% | $10,265-100.0% | $11,601-100.0% |