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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,519 | $79,209-28.6% | $102,434-44.8% | $74,459-24.1% |
| Participation rate | 56.0% | 74.8%-18.8pp | 76.5%-20.5pp | 67.2%-11.2pp |
| Annual return | 14.21% | 54.98%-40.8pp | 29.46%-15.2pp | 1369.70%-1355.5pp |
| Employer contribution / active EE | $3,687 | $2,362+56.1% | $3,023+22.0% | $2,626+40.4% |
| Participant deferral / active EE | $6,058 | $4,417+37.1% | $5,055+19.8% | $4,350+39.3% |
| Admin fee / account holder | $3,821 | $2,002+90.9% | $9,462-59.6% | $1,945+96.5% |