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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,134 | $117,829-56.6% | $102,423-50.1% | $145,877-64.9% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 11.03% | 31.83%-20.8pp | 29.42%-18.4pp | 551.28%-540.3pp |
| Employer contribution / active EE | $1,412 | $3,615-60.9% | $3,023-53.3% | $4,663-69.7% |
| Participant deferral / active EE | $2,394 | $5,732-58.2% | $5,054-52.6% | $6,691-64.2% |
| Admin fee / account holder | $42 | $13,335-99.7% | $9,455-99.6% | $13,402-99.7% |