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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,577 | $185,312-62.5% | $161,489-56.9% | $154,746-55.0% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 19.63% | 103.84%-84.2pp | 89.72%-70.1pp | 172.34%-152.7pp |
| Employer contribution / active EE | $5,445 | $4,769+14.2% | $4,268+27.6% | $4,379+24.3% |
| Participant deferral / active EE | $6,433 | $6,350+1.3% | $5,630+14.3% | $6,730-4.4% |
| Admin fee / account holder | $318 | $18,654-98.3% | $16,006-98.0% | $14,365-97.8% |