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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,577 | $172,111-59.6% | $150,298-53.7% | $137,256-49.3% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 19.63% | 69.37%-49.7pp | 62.79%-43.2pp | 220.34%-200.7pp |
| Employer contribution / active EE | $5,445 | $4,636+17.4% | $4,154+31.1% | $4,156+31.0% |
| Participant deferral / active EE | $6,433 | $6,166+4.3% | $5,453+18.0% | $6,407+0.4% |
| Admin fee / account holder | $318 | $16,471-98.1% | $14,116-97.7% | $12,270-97.4% |