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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,066 | $95,979-78.1% | $74,551-71.7% | $135,380-84.4% |
| Participation rate | 53.3% | 75.7%-22.3pp | 69.1%-15.8pp | 82.6%-29.3pp |
| Annual return | -10.74% | 56.97%-67.7pp | 32.53%-43.3pp | 519.81%-530.5pp |
| Employer contribution / active EE | $1,305 | $2,716-51.9% | $1,961-33.4% | $4,779-72.7% |
| Participant deferral / active EE | $3,784 | $3,844-1.6% | $3,108+21.7% | $5,609-32.5% |
| Admin fee / account holder | $0 | $6,522-100.0% | $5,059-100.0% | $10,828-100.0% |