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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,119 | $111,785-82.9% | $93,669-79.6% | $145,877-86.9% |
| Participation rate | 46.7% | 74.2%-27.6pp | 68.7%-22.1pp | 80.3%-33.6pp |
| Annual return | 13.28% | 203.79%-190.5pp | 133.59%-120.3pp | 551.28%-538.0pp |
| Employer contribution / active EE | $1,013 | $3,096-67.3% | $2,424-58.2% | $4,663-78.3% |
| Participant deferral / active EE | $3,255 | $4,919-33.8% | $4,416-26.3% | $6,691-51.4% |
| Admin fee / account holder | $51,087 | $10,256+398.1% | $8,291+516.2% | $13,402+281.2% |