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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,437 | $34,316+116.9% | $74,723-0.4% | $72,976+2.0% |
| Participation rate | 36.2% | 42.4%-6.2pp | 54.5%-18.3pp | 69.5%-33.3pp |
| Annual return | 20.29% | 26.58%-6.3pp | 753.18%-732.9pp | 81.02%-60.7pp |
| Employer contribution / active EE | $0 | $692-100.0% | $1,084-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,008 | $1,272+136.6% | $1,962+53.4% | $3,608-16.6% |
| Admin fee / account holder | $2,276 | $2,125+7.1% | $3,335-31.7% | $5,124-55.6% |