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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,227 | $115,796-92.9% | $101,264-91.9% | $158,950-94.8% |
| Participation rate | 45.5% | 79.4%-33.9pp | 75.8%-30.4pp | 82.0%-36.5pp |
| Annual return | 20.47% | 56.15%-35.7pp | 46.48%-26.0pp | 302.91%-282.4pp |
| Employer contribution / active EE | $1,643 | $4,175-60.6% | $3,660-55.1% | $4,762-65.5% |
| Participant deferral / active EE | $0 | $4,958-100.0% | $4,370-100.0% | $5,983-100.0% |
| Admin fee / account holder | $156 | $7,247-97.8% | $5,947-97.4% | $11,248-98.6% |