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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,642 | $106,280-79.6% | $96,538-77.6% | $139,487-84.5% |
| Participation rate | 60.0% | 77.8%-17.8pp | 74.3%-14.3pp | 80.3%-20.3pp |
| Annual return | 21.04% | 38.48%-17.4pp | 35.74%-14.7pp | 373.84%-352.8pp |
| Employer contribution / active EE | $1,445 | $4,107-64.8% | $3,740-61.4% | $4,755-69.6% |
| Participant deferral / active EE | $2,182 | $5,457-60.0% | $4,880-55.3% | $6,713-67.5% |
| Admin fee / account holder | $337 | $7,888-95.7% | $6,737-95.0% | $11,407-97.0% |